Barber Boat Insurance

Backing On Land and At Sea

Protecting Your Boat Through Any Storm

Stay Afloat With Our Array of Policy Options

Does your watercraft have boat insurance? When your family spends time on the water, you want to ensure they are safe and secure. Unsurprisingly, so many boaters choose Barber Insurance for their boat protection needs. With customizable policies tailored to fit your specific vessel and coverage for a wide range of watercraft, Barber can give you peace of mind with comprehensive marine insurance policies designed to keep you afloat when things turn rough. From handcrafted wooden vessels to powerful speedboats, let Barber give you back control of your time on the open waters with top-notch boat insurance solutions customized just for you!

Understanding Different Boat Insurance Policies

Ensuring You Have The Proper Coverages

Boat insurance provides peace of mind while out on the water and is essential if something were to go wrong while boating. Understanding different types of policies are key when selecting the right option for yourself and/or your business. Let’s take a look at the different options so you can make an informed decision about which boat insurance policy best suits your needs.

Liability coverage is one of the most important components of any boat insurance policy. This type of coverage protects you and your assets if you are legally responsible for causing damage or injury to someone else or their property. Liability policies can also provide coverage for legal fees associated with defending yourself in court if you are sued as a result of an accident. Depending on the policy, liability coverage may also include medical payments for anyone injured while on your boat, as well as lost wages for those who cannot work as a result of an accident caused by you or someone operating your vessel with permission from you.

Property damage coverage pays to repair or replace your yacht in case it’s damaged or destroyed due to certain perils like fire, hail, lightning strikes, theft, or vandalism. Some policies also cover personal items stored onboard, such as fishing equipment and diving gear. You can also get additional protection for accessories such as outboard motors, sails, and anchors that are not permanently attached to your vessel but still belong to you.

If you’re involved in an accident with another vessel that either doesn’t have insurance or doesn’t have enough insurance to cover the full extent of damages caused by them, uninsured boater coverage will pay for repairs to your boat and any related medical expenses incurred by any passengers on board at the time of the incident. This type of coverage is especially important if you frequently boat in areas where there are a lot of smaller vessels without insurance since they may not have enough money to pay for damages themselves.

Owning a boat is a major investment and a labor of love. You want to offer your boat the highest protection possible with a top-tier boat insurance policy. However, understanding the different levels of coverage available and the details of policies and coverages can often be confusing and time-consuming. We want to make things simpler. Contact Barber Insurance today to learn more about our comprehensive boat insurance policies available in Virginia and North Carolina!

Couple signing boat insurance

The Importance Of A Boat Insurance Policy

Why You May Need Coverage

If you own a boat, investing in a boat insurance policy is important to protect yourself and your investment. Having the right coverage in place can save money if something were to happen. It is invaluable peace of mind knowing that you are protected if an accident or natural disaster should occur. Whether you are just starting boating or have been enjoying it for years, here are some benefits of investing in a boat insurance policy.

Insurance Protection

A boat insurance policy can help protect you financially when unexpected events occur. Boat policies provide protection for damage caused by flooding, storms, theft, and vandalism and liability coverage for injuries sustained by passengers or other people on board your vessel. This type of coverage typically covers the cost of repairs or replacement should something happen to your boat. A good boat policy will also cover items stored on board your craft, such as fishing equipment, tools, and other personal belongings that may be damaged due to a covered event. Additionally, insurance can provide assistance with fuel costs and even provide medical coverage for those injured while on board your vessel.

Peace Of Mind

Having a good boat policy provides peace of mind knowing that you are protected if something were to happen out on the water. Knowing that you have coverage means you don’t have to worry about unexpected expenses arising from being involved in an accident or experiencing an unforeseen circumstance while out on the water. With this type of coverage, you can enjoy your time spent out boating without worrying about what could go wrong—you’re prepared should anything occur!

Cost Savings

Investing in a good boat policy allows you to save money over time because it reduces the amount that would need to be paid out-of-pocket should something happen to your vessel. By covering the cost associated with repairs, replacement parts, and other related expenses, insurance helps spread these costs over an extended period rather than having them all upfront if an accident were to occur without insurance protection in place. In addition, many insurers offer discounts when more than one item is insured through their program—so consider insuring multiple vessels under one policy! 

Boat tied to a mooring bollard

Barber’s Take On Boat Insurance

What Makes Us Different

As a boat owner, you know that having the right insurance is essential. At Barber’s Insurance, we believe that not only should our customers have access to high-quality insurance coverage, but they should also receive helpful consultation and guidance along the way. But what does it really mean to have quality insurance, and how can you get it? We’ll show you why you can’t just go anywhere and get a random policy – you want someone on your team who understands the ins and outs of boat insurance.

Barber Insurance is dedicated to providing our clients with peace of mind and quality protection from the unexpected. We understand how important your boat is to you, so we make sure all of our customers feel informed and secure when deciding on their coverage. Our experienced agents are here for all of your needs, whether you need help understanding coverage options or filing a claim in case of an accident or loss.

When choosing a policy for your boat, there are many factors that go into deciding which coverage is best for you. At Barber’s Insurance, we offer comprehensive coverage options tailored to your specific needs. Our policies cover physical damage, liability protection, medical payments, uninsured boaters, trailer coverage, and more. We take the time to sit down with each client and explain their options so they can find the best plan for them.

At Barber’s Insurance, we believe in taking the time to educate our clients on what their policy covers and how it works in case of an accident or any other risks associated with owning a boat. We provide helpful advice on safety precautions and industry updates, so our customers can stay up-to-date on relevant information about boating in Virginia and North Carolina. Plus, if you ever have questions about your policy or need help filing a claim or making changes to your policy down the road – our agents are here for you every step of the way!

Ready To Get Started?

Connect With An Agent Today!

Ultimately, it’s important for any boat owner to understand the different policies that can help protect their beloved vessel. By taking the time to research coverage and connect with an expert from Barber Insurance, you can ensure your precious memories on the water stay safe and secure no matter what.

At Barber Insurance, we are proud to have one of the most comprehensive boat policies in the industry. Our reliable coverage includes anything from assistance on the high seas, dependable towing services, and liability protection if your boat ever causes harm or damage – just some of the ways we help ensure your boat is as protected as you are.

When it comes to understanding insurance policies, navigating the waters of both coverage and peace of mind can sometimes be confusing. This makes looking into a comprehensive policy all the more important, and speaking with one of our experienced agents is helpful in making sure you find a solution tailored perfectly to your needs.