CAR AND TRUCK INSURANCE SERVICES

We Work With A Variety Of Providers To Get You The Best Rates

Woman smiling while in her SUV

Everyone Needs Car Insurance

No Matter How Good Of A Driver You Are

Whether you drive a car, truck, or even SUV, having car insurance is both a legal requirement and essential to protect yourself against financial risk. Even if you consider yourself an excellent driver, it’s important to ensure that you have adequate and affordable coverage through your car or truck policy. With Barber Insurance, we can help you find the vehicle insurance that suits your needs, lifestyle, and budget! We are your one-stop-shop for all your auto coverage needs!

As a top Raleigh insurance company, we offer competitive rates, flexible payment options, and discounts for certain safety features like anti-theft devices, multiple drivers, and multiple vehicles. We also offer specialized car Insurance plans for commercial policies for businesses with fleets of vehicles.

If you’d like to learn more about our plans or get a quote, please don’t hesitate to contact us today. Our team is here to provide you with the personalized car insurance coverage you need. We look forward to hearing from you soon!

Find The Best Car And Truck Insurance Policy For You

Understanding Your Coverage Needs

Shopping for car and truck insurance can be daunting, but knowing what to look for in an insurance plan can help you find the best policy for your needs. Here’s what you need to know about finding the best car and truck insurance policy to fit your needs.

Determine Your Level of Coverage

The first step in finding the best car and truck insurance policy is to determine how much coverage you need. Consider your assets, how often you use your vehicle, if you have any passengers who travel with you frequently, and other factors that may influence how much coverage is right for you. This will help narrow down your options so that you can focus on policies that meet your specific needs.

Compare Policies & Prices

Once you’ve identified the type of coverage that will work best for your situation, it’s time to compare different policies and prices from various insurers. Thankfully, our team can make this part easy and seamless. With just a few consultations, our advisors will help identify the top policies from across different providers. We will help you thoroughly review the policy before signing on the dotted line, so there are no surprises down the line.

Finding the right car and truck insurance company does not have to be a hassle! Instead of researching and studying the different plans yourself, let one of our knowledgeable and experienced insurance advisors help you find the best plan for your specific circumstances. If you’re ready to get started, we are ready and able to get started today!

Searching and comparing auto insurance policies online

Types of Trucks and Vehicles That We Insure

What Is Truck and Car Insurance Meant To Cover?

When selecting your vehicle insurance policy, it’s important to consider the kind of coverage that is best suited for you. Then, if you’re ready to get a quote, our team of car insurance experts can help you find the best coverage for your needs. With various plans to choose from, we’ll be able to create a policy that meets your specific requirements and budget. Your policy needs may vary depending on the type of car or truck you drive and your driving record, lifestyle, and budget.

It’s also important to understand the different types of car insurance coverage available to make an informed decision about the best coverage. For your convenience, we’ve laid out some of the most common car and truck insurance coverage elements.

Liability Coverage

Liability coverage is the most basic form of car and truck insurance. It covers damage or injury inflicted on a third party caused by yourself or your vehicle if you are found to be responsible for an accident. There are usually two levels of liability coverage—bodily injury liability and property damage liability—that can be purchased separately or combined into one policy.

Collision Coverage

Collision coverage is an important part of vehicle insurance that provides reimbursement for damages to your car from an auto accident. This type of coverage is intended to protect you and your vehicle in the event of a collision with another vehicle and from hitting objects such as trees or barriers. Depending on the policy, you may even be covered for repairs needed to restore your car to its original condition before the damage occurred. Purchasing adequate coverage can help provide a sense of security, knowing that you are safe if something were to happen on the road.

Comprehensive Coverage

Comprehensive coverage goes beyond collision coverage by protecting against non-accident-related damages such as vandalism, theft, fire, hail/storms, floods, etc. Unlike collision coverage, which only covers damages done to your vehicle, comprehensive coverage protects against physical damage to both the interior and exterior parts of your car or truck. It also typically includes rental reimbursement, which can help cover additional costs if you need to rent a vehicle while yours is being repaired.

These are just a few types of coverage that car insurance policies can provide. It’s important to take your time when selecting a policy to ensure that you get the best coverage for your needs. Insurance is meant to provide peace of mind and security, and it is always better to be safe than sorry.

Man checking on damage after vehicle accident

What To Do If You Are In An Accident

How To Handle Filing A Claim

Being involved in a car or truck accident can be a scary, confusing, and overwhelming experience. However, knowing what steps to take in an accident can help you stay calm and ensure that all the necessary details are taken care of. Here are some tips on handling yourself if you’re ever involved in a car or truck accident.

If you’re able to, move your vehicle off the road and out of traffic to prevent any further damage or potential danger to other drivers. Even if it’s a minor fender bender, you must remain calm and try to assess the situation as best as possible. This will help reduce stress down the line when filing insurance claims.

If there are other drivers involved in the accident, make sure to get their name and contact information as well as their vehicle license plate number and insurance information. If any bystanders witnessed the accident, get their contact information, too — this could prove useful later when filing your claim. Take pictures of the scene, including all vehicles involved, skid marks on the road, damage caused by the accident, etc., for future reference before leaving the scene. Also, ensure you exchange driver’s license numbers with all parties involved so that each person has a copy of everyone else’s information for reference later on down the line.

It is important that you contact your insurance company right away after being in a car or truck accident – they will be able to provide guidance on how to proceed, given your unique circumstances. They may ask questions such as what happened? When did it happen? Who was at fault? Be honest with them so they can better assess your situation and help resolve it quickly and efficiently. Additionally, if necessary, seek medical attention right away – even if you don’t feel like anything is wrong – because certain issues may only show up days or weeks later, which could complicate matters down the line when attempting to file an insurance claim.

Auto accidents can be traumatic experiences, but following these basic steps will help ensure that everything is handled appropriately after a wreck occurs. Always remember to stay calm, gather evidence from witnesses, take pictures of the scene for future reference, get insurance information from all parties involved, and most importantly, contact your insurance company as soon as possible after an incident takes place so they can begin inspecting your case immediately! Doing these things will go a long way towards ensuring your car or truck insurance covers everything it should during this difficult time for you and those affected by the accident!

Want To Get Started With Car and Truck Insurance?

We’re Here To Help You Get Started

It’s very important to understand the basics of car and truck insurance, but it’s also important to note that car insurance policies vary greatly from state to state. So before signing up for any policy, be sure to research the different types of coverage available and make sure that it meets both your needs and your state’s requirements. We make it easy for you to get everything you need in a single spot. Car insurance can be tricky, so ensure you have the most up-to-date policy by working with a team dedicated to ensuring you stay covered and up-to-date.