RV Insurance Policies

Premium Coverage, No Matter What You Drive

Couple smiling in a RV with a map

Understanding RV Insurance

Let Us Help You Get The Coverage You Need

Thinking about RV insurance may differ from the first thing you want to consider when getting your new vehicle. However, it is important to ensure that you have the right coverage before hitting the trail. The proper policy will help protect you against the dangers of the roads and the wilds, providing you with peace of mind and an all-important backup plan. With a good policy in place, you can know that you’re protected no matter what situation arises while traveling with your new RV. The good news is that you don’t have to go far to find the best policies – we’ll bring them to you! Our amazing insurance agents can and will scour the offerings from a variety of providers and present you with only those most suited for you. Let us do the legwork so that you can get back to exploring!

Getting A Quote For RV Insurance

Make It Simple – Make The Call

Getting a quote for RV insurance doesn’t have to be a difficult process. Start by setting aside some time to make sure you are choosing the right coverage for your recreational vehicle. Armed with the basic vehicle information, providers like our team at Barber Insurance can make the process as simple as a consultation. We can get a sense of your situation, answer your questions, and help you find the best policies for you. With a knowledgeable team ready to walk you through the process, selecting a policy can be streamlined and straightforward.

Ready to get started? Connect with our team here!

Evaluating Policy Prices

Understanding the Affecting Factors

Owning an RV can be a great experience. It provides you with the freedom and flexibility to explore the country on your own terms. But before you hit the open road, it’s important that you secure an appropriate insurance policy for your RV. Here’s what you need to know about evaluating different RV insurance policies and determining which is best for you.

Evaluate Your Coverage Needs

The first step in evaluating different insurance policies is to assess your coverage needs. This means looking at what type of vehicle you have, where you plan to drive, and how often you plan to use it. For instance, if you have a large luxury RV, then you may want more comprehensive coverage than someone who owns a smaller trailer or campervan. Similarly, if you plan on taking long drives across multiple states, it may be worth investing in a more comprehensive policy with higher coverage limits.

Review Policy Options

Once you have an idea of what type of coverage will work best for your needs, it’s time to start looking at individual policies. This can take time, going through and getting individual quotes from different providers, so set aside ample time if you plan on doing this yourself. Once you have the policy options in front of you, compare and contrast their pricing and coverages, and determine which policy is most ideal.

Alternatively, you can work with an insurance agency to find the best policy. Providers like Barber Insurance can be an invaluable resource for RV owners needing to compare prices from different providers. With detailed listings of plans, rates, and more all in one source, finding the best policy for an RV owner’s specific needs has never been easier. With access to a network of top-rated insurers, customers are able to compare various policies and find the one best suited for their needs. What’s more, customers know they can trust their policy due to our strict screening and selection process. By taking advantage of Barber Insurance, you can find the plan that provides the best coverage with the most value at an affordable rate.

Components of RV Insurance

Interpreting Your Policy Coverage

For RV owners in the states of North Carolina and Virginia, having adequate RV insurance coverage is a must. Not only does it provide financial protection in the event of an accident, but it also covers the costs of repairs if your vehicle is damaged or stolen. But what exactly are the components of RV insurance? Let’s take a closer look!

Liability Coverage

Liability insurance covers damages that you may cause to another person or their property while operating your RV. Think about this coverage as a safety net in case you’re held responsible for an accident that resulted in injury or property damage.

Medical Payments Coverage

In some cases, medical payments coverage can help cover injuries sustained by passengers in your RV (or those sustained by a third party but caused by you). This type of coverage is not mandatory in every state but can often be included as a part of more comprehensive policies.

Collision Coverage

Collision insurance helps pay for any damages to your RV caused by an accident that was deemed to be your fault. It also pays for repairs if you damage something else while driving your RV.

Comprehensive Coverage

Comprehensive insurance covers damages that may occur due to unforeseen circumstances such as theft or vandalism. It also may be utilized to pay for certain repairs if your vehicle needs them due to normal wear and tear or age-related issues.

Uninsured Motorist Coverage

Uninsured motorist coverage helps pay for damages incurred by another driver who doesn’t have adequate insurance coverage themselves (or any at all).

Roadside Assistance

Roadside assistance helps cover the cost of emergency services if you need help on the side of the road due to a breakdown or other emergency situations. For vehicles meant to travel, this can make the world of difference.

What To Do If You Have An Accident While Driving Your RV

Handling An Accident

No one wants to think about getting into an accident while they’re out driving their RV—but if it happens, knowing how to handle it safely and responsibly is key! By following these steps — staying calm and assessing the situation; exchanging information; notifying your insurance company; and keeping all relevant documentation and RV insurance handy —you’ll be well-prepared for any unfortunate circumstance that may arise while on the road.

First things first: take a deep breath and stay calm. This is easier said than done when accidents are involved, but it’s important to remain calm in order to assess the situation accurately and take the appropriate steps. Check for any injuries, both for yourself and for anyone else who may have been involved in the accident. If necessary, call 911 or seek medical attention right away.

Make sure to exchange information with everyone involved in the accident—including their name, contact information, license plate number, driver’s license number, insurance company information, etc.—and take pictures of the scene of the accident (from multiple angles). These will come in handy later on when dealing with insurance companies or authorities.

Once everyone has received medical attention, if necessary, and exchanged information, it’s time to contact your insurance company and let us know about the accident. We’ll work with you to help file, process, and finalize your claim. You’ll never go through the claims process alone, and our experienced team will help in every way possible.

Accidents can happen anytime, anywhere, including while you’re driving an RV. It’s important to know what to do if you’re ever in an accident with your RV so that you can handle the situation safely and responsibly.

What Makes Barber Insurance Different

How We Make A Difference

So why work with an agency like Barber Insurance? What do we offer that’s different?

In short, it’s our service. When you work with Barber Insurance, you’re working with an experienced team of agents with an average of 15 years of experience working with RV insurance policies and RV owners. We’ve been servicing North Carolina for 23 years, and over that time, we’ve seen it all. We understand the unique needs of RV owners and can help you find the best RV insurance policy that fits your lifestyle and budget.

Ready To Get Started with RV Insurance

Our Team Is Here To Help

So, are you ready to hit the road? Make sure not to leave without the proper coverage. By equipping yourself with the knowledge of understanding RV insurance policies, identifying different coverages, and knowing how to handle claims, you are one step closer to finding protection that fits your personal lifestyle.

Barber Insurance understands the importance of providing quality RV insurance coverage so customers can get back up and running when they’re done with their journey. We know there’s more out there than just planning for accidents or emergencies. That is why we continue to strive towards fulfilling our mission of simplifying the insurance experience. Getting started with Barber is as simple as connecting with one of our friendly agents! Let us help ensure that you have the best coverage possible while on your next RV adventure.

Couple smiling in front of their RV